Helping your clients get more annuity income Capturing all medical conditions and lifestyle factors, even minor ones or those ‘managed’ with medication, could mean additional income for your client that a simplified annuity underwriting process might miss. For example, with Just Retirement, a client with type 2 diabetes could get them an increase over a standard annuity of 35% – and if they also have high blood pressure, the enhanced rate could rise to 38%*
See the difference our expert underwriting could make for your clients We estimate that 60% of cases could qualify for an enhanced annuity. So, it’s worth getting to know the difference our expert underwriting could make to your clients retirement income and completing the Common Quotation Form to capture additional medical and / or lifestyle conditions for every case.
See for yourself how enhanced rates build when compared to a standard annuity, according to the depth of medical history you supply with our annuity rate enhancement demonstrator.
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Useful links
Read some example case studies
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Request a quote or download the medical questionnaire
* Diabetes – Type 2, currently symptomatic, diagnosed within the last 1 – 5 years, 1-2 prescribed medications.
This illustration is based on a male aged 65, with a £40k fund, no guarantee, no escalation, no value protection, based on RH2 7RU postcode, compared to the lowest standard annuity rate offered via Avelo Exchange on 22.03.12.