We estimate that 60% of cases could qualify for an enhanced annuity, which could increase a client's retirement income by around 50%*, sometimes even more.

More than 1,500 conditionsOur expertise and breadth of underwriting means that we can underwrite more than 1,500 lifestyle and medical conditions, alone or in combination. It means that you can help your client to get the best annuity rate for their circumstances.

It’s quick and easyStart with a few simple questions: Do they smoke? Do they take prescription medicine? Have they ever been hospitalised for a medical condition? If the answer to any of these questions is ‘yes’, or your client has any other health issues, then they could be on their way to a better annuity income. 

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*Based on a male aged 65, with a £45k fund, 5 year guarantee, no escalation, no value protection, based on RH2 7RU postcode, compared to the lowest standard annuity rate offered via Avelo Exchange on 06.03.2012