Welcome to this December issue of Just in Touch. This month, you can find our festive season’s fantastic ‘Save our Santa’ game which you can play to win some fabulous prizes.
We also consider the growing importance of equity release as a potential retirement income product and introduce you to our sister company Just Retirement Solutions.
In addition, we’ll be presenting the results of our recent events survey, aimed at helping us tailor our events to best suit your needs.
We hope you enjoy this edition of just in touch and welcome your feedback so please get in touch.
SOS – Last chance to Save our Santa
Still working hard in the office?
Why not bring some Christmas fun into your day by playing our Christmas game Save our Santa! Everyone who plays will be automatically entered into a prize draw to win one of five weekly prizes worth over £140 each. *
There are only 2 days of prize give-aways left, so make sure you don’t miss out on your chance to win yourself an extra special Christmas present this year.
Also, don’t forget to keep an eye on our leader board and see if you can beat those top scores!
To see if you can make it to the top spot and to help save Santa, play our Christmas game now.
Play to Save our Santa!
From all of us at Just Retirement, we hope you have a Merry Christmas.
* Terms and conditions apply
expand/hide
Equity release – Offer it, refer it, benefit
With demand for equity release continuing to grow (3rd Quarter 2011 figures show the highest sales in more than a year*), the opportunity to refer and develop a further income stream is bigger than ever. If you have clients who are over 55, home owners with a property in the UK worth more than £70,000 and who want to improve their financial position in retirement, refer them to Just Retirement Solutions and you could earn introducer fees with an average pay-away of £400.
You and your clients can benefit from equity release
We know that the cost of living and inflation shows no signs of slowing down. Age UK’s ‘Silver RPI’ report shows:
- The gap between real and headline inflation has cost the average 60 year old £620 a year.
- This rises to over £700 for someone aged between 65 and 69.
With this in mind, we would like to help ensure that you and your clients can fully benefit from the opportunities that equity release brings. Attitudes are changing towards using property as an asset, as people need to make what they have go further and boost their retirement income, and we can provide the tools and support to help your clients achieve this.
Just Retirement Solutions
We are one of the leading Equity Release specialists in the UK who offer customers national, face-to-face and telephone advice from competitive providers. These providers are regularly reviewed to ensure that the products remain competitive. We are also able to cater for out of the ordinary needs by accessing providers that do not form part of our selected range of providers, and what is more, your compliance requirements will be fully covered by the processes used.
- No cross sale guaranteed
- Fully qualified advisers
- If we identify any other needs, the customer will be referred back to you.
- We will conduct a full state benefit check
A simple one page referral form is all it takes.
For more information, please contact our dedicated support team on 01737 233412, or visit justadviser.com
* SHIP (Safe Home Income Plans)
If you would like to discuss a quote with us, please call our IFA Support team on 0845 302 2287.
expand/hide
Just Intelligence magazine
Our winter edition of Just Intelligence is now available for you to view online. Inside, we give an overview of our new product, the UK’s first convertible Fixed Term Annuity. You will also find various features taking a look at how RDR will impact your advisery process; the funding issues surrounding longevity and falling pension provision in the UK retirement market and conclusions from the Dilnot report on long-term care. We will also be looking at how the world of medical underwriting is being revolutionised by technology and what this means for Advisers and their clients.
We’d be very interested to hear your thoughts on how you think our magazine ranks against others in the industry and what you would like to see covered in the next edition. To have your say, head over to www.justadviser.com/magazine for our online survey.
expand/hide
Events survey – what you had to say
We aim to provide you with a first-class service to make it as easy as possible for you to conduct your day-to-day business. Our highly regarded events programme, endeavours to tackle current industry issues and explain the relevance to you, your business and your clients. To continue to provide you with the most pertinent information and technical updates we recently conducted an online survey.
Here is some of the feedback you gave us:
Your main reason for attending provider events is to increase your product knowledge. An incredible 92.3% chose this as one of the main reasons for attending. It is encouraging to see such an appetite for further knowledge. With all the information in the media, it is sometimes hard to keep abreast of all the important information you need to be aware of. This is reflected in the second most popular reason for attending provider events, for a technical update.
Responses remained consistent when asked what topics are of most interest with 87.2% stating that they would like to hear about Enhanced Annuity/Fixed Term Annuity/Equity Release product updates.
Time is of the essence at the moment, so the majority of you (69.2%) agreed that a half day seminar would be your most preferred style/length of event. Within this session you would also ideally like to hear from multiple providers (61.5%).
Thank you to all of those who participated in the survey and we look forward to seeing you at our regional events in 2012.
expand/hide