An annuity can provide your clients with a secure income, protecting them from volatile markets, so it is important to consider all the options available when getting them the best annuity deal, including how their health could impact on this.
Just Retirement research suggests that up to 60% of retirees could qualify for an enhanced annuity rate. If they qualify, it could boost their retirement income by around 50%*, and for some conditions even more. So it’s entirely possible that, with our enhanced annuity, you could secure not only a higher income but also provide them with vital financial peace of mind for life.
But what about the healthy minority?
They run the risk of being stranded on lower, standard annuity rates. So we’ve introduced the UK’s first Fixed Term Annuity with an optional conversion feature. It allows your clients to convert to a Just Retirement enhanced annuity or access their Open Market Option (OMO) should their health deteriorate at any time during the fixed term (subject to including plan protection and meeting our eligibility criteria).
To request a quote
You can request a quote directly from us on the details below:
Call: 0845 302 2287
Email: IFAsupport@justretirement.com
Fax: 0845 300 5968
Useful linksRequesting a quote
Enhanced Annuity overview
Enhanced Annuity case studies
Fixed Term Annuity overview
Fixed Term Annuity case studies
*This illustration is based on a male aged 65, with a £45k fund, 5 years guaranteed, no escalation, no value protection, based on RH2 7RU postcode, compared to the lowest standard annuity rate offered via Just Retirement and Avelo Exchange on 06.03.12