Ask most people if they consider themselves healthy, and they’ll probably answer “yes” … even though they may be taking ongoing medication or have previously had a medical condition that could qualify them for an enhanced annuity.
Appearances can be deceptive, so don't take "yes" for an answer..... When asking your clients about their health, digging deeper to get more information can often pay off. Current or previous medications and outpatient hospital visits could be indicators of previous medical and lifestyle conditions that may affect life expectancy and could result in an enhanced annuity rate.
In this section, you will find case studies illustrating a variety of scenarios typically eligible for enhancement.
Useful links Mild enhancement
Moderate enhancement
Severe enhancement