Annuity Underwriting

We are continually driving developments that improve our understanding of the types of conditions (and combinations of conditions) that will qualify for a medical enhancement to annuity income. As the market leader for enhanced annuities, we believe that our underwriting and our service are second-to-none.

Our commitment to market-leading underwriting means that we will always..

  • Consider every case you submit to us.
  • Give you and your clients the best possible chance of offering your clients an improved retirement income, allowing you to clearly demonstrate that you are treating your clients fairly.
  • Underwrite all cases on the basis of the 1,500 plus medical conditions, and combination of medical and lifestyle factors, that qualify for enhanced underwriting from Just Retirement.
  • Inform you within 24 hours if gathering more medical evidence is likely to result in your client being eligible for a better rate.
  • Support you in gaining accurate quotes from a range of sources including The Avelo Exchange, Assureweb, Webline and our own team.

We have prepared a number of resources to help you understand more about annuity underwriting and what conditions could qualify for an enhanced rate. These can be found in the links below.

Useful Links

Medical terms

Casestudy