We have helped thousands of people towards a more comfortable retirement since we launched our equity release plans in 2005.
Now, we are the UK’s second largest provider of equity release. We have lent more than £865 million through a prudent financial approach that means we are self-financing. We do not rely on funds from outside of the Just Retirement Group to provide funds for our lending.
Our choice of two lifetime mortgage plans are designed to offer flexibility over the way in which you release the money tied up in your home.
Both our products guarantee that:
- You will never owe more than the value of your home even if property prices were to fall (our no negative equity guarantee)
- You can remain in your home for the rest of your life
- You are free to move to a new home and keep your equity release plan in place without penalty, subject to the new home providing suitable security.
Our Roll-up Lifetime Mortgage allows you to release money as and when you need it so that you can stay in control of the amount you borrow.
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Our Fixed Lifetime Mortgage enables you to fix from the outset the total amount you wish to owe, while still allowing you to take money as and when you need it.
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This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
Useful links Roll-up Lifetime Mortgage
Our equity release calculator