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Using your property to help your finances in retirement

Equity release enables you to use the money tied up in your home to provide a tax free lump sum, to spend as you wish.

Used wisely, it can help create a more comfortable retirement for you and your family.

Types of products available


Equity release from Just Retirement


Facts about equity release

A brief introduction to the two main types of equity release: the lifetime mortgage and the home reversion plan.

Use our equity release calculator to find out how much you may be able to release, or find out about the no negative equity guarantee.

Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration.


Details of our equity release products, the Roll-up Lifetime Mortgage and the Lump Sum Plus Lifetime Mortgage - plus views from our customers.

If you are over 60 and own your home, you can check if you are eligible for our equity release products.

Top annuity tips Just Retirement has lent more than £1.8bn in equity release to over 39,000 customers
Top annuity tips 99% of equity release plans sold are lifetime mortgages, 1% are home reversion plans (Just Retirement only provide lifetime mortgages)
Top annuity tips All reputable equity release providers are members of the Equity Release Council