Just Retirement

DISCLAIMER

PLEASE READ THIS STATEMENT CAREFULLY. IF YOU DO NOT WISH TO BE BOUND BY THIS DISCLAIMER
THEN YOU SHOULD NOT ACCESS THIS SITE. ACCESS OF THIS SITE BY YOU SHALL BE DEEMED TO BE YOUR ACCEPTANCE OF THIS DISCLAIMER.

Copyright and Trade Marks

Unless otherwise stated, all rights in any information which appears on this site (including the screen displays, the content, the text, graphics and look and feel of the site) belong to Just Retirement Limited (“Just Retirement” or “we” respectively) or our licensors.

Unless specifically prohibited by a notice published on any page, you may print a copy of such parts of the pages of the site as you may reasonably require for your own personal non-commercial use provided that any copy has attached to it the relevant proprietary notices and disclaimers.

All non-Just Retirement trademarks, service marks, company names or logos are the property of their respective holders. Any use by you of these marks, names and logos may constitute an infringement of the holders’ rights.

Residence

This site is controlled and operated by us from the United Kingdom and is intended for United Kingdom residents over the age of 18 only. We make no representation that any material contained on this site is appropriate for any other jurisdiction. Should you choose to access this site from any location other than the United Kingdom, you are responsible for compliance with all applicable local laws.

Liability

By entering this site, you acknowledge and agree that the use of this site is at your own risk and to the extent permissible by applicable law, in no circumstances, including (but not limited to) negligence, shall we be liable for any direct, indirect, incidental, special, consequential, or punitive damages, losses, costs or expenses nor for any loss of profit that results from the use of, or inability to use this site or any material on any site linked to this site (including but not limited to any viruses or any other errors or defects or failures in computer transmissions or network communications) even if we have been advised of the possibility of such damage. In addition, no liability can be accepted by us in respect of any changes made to the content of this site by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law.

Nothing on this site shall be deemed to constitute financial or other professional advice in any way. If any advice or guidance is required on Just Retirement’s products or services, please contact us as directed on this site.

Any software is downloaded at your own risk. If you are in any doubt as to the suitability of the software to be downloaded for your computer it is recommended that you obtain specialist advice before downloading it.

Other Sites

Just Retirement are not responsible for the content of any other websites that are linked to or from this site and Just Retirement excludes all warranties and all liability for any loss or damage you incur as a result of your use of such sites.

Site availability

To the extent permitted by applicable law, we do not warrant that this site will be available at any time.

Accuracy

The information contained in this site is based on up to date information and while Just Retirement makes all reasonable efforts to ensure that material on this site is correct, current and complete at the date of publication, accuracy cannot be guaranteed. Just Retirement makes no warranties or representations (express or implied) as to its accuracy, currency or completeness. Just Retirement may change the information at any time without notice and by continuing to use this site, you will signify that you agree to be bound by the revised conditions. You should take appropriate steps to verify all information on this site before acting upon it.

Financial Services Authority and Redress

Just Retirement Limited (“Just Retirement”) is authorised and regulated by the Financial Services Authority. Nothing in this disclaimer shall exclude limit or restrict Just Retirement’s responsibility to you under the Financial Services and Markets Act 2000 and any subsequent amending or replacement legislation which regulates the carrying out of investment or financial business in the United Kingdom or any conduct of business rules which we are bound to comply with.

Just Retirement is covered by the Financial Ombudsman Service.

Telephone calls may be recorded and/or monitored with the aim of improving our services to you.

Severability

If any part of this disclaimer is, at any time, found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of the disclaimer. This disclaimer shall be deemed amended by modifying or severing such part as necessary to render it valid, legal and enforceable while preserving its intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable that gives equivalent effect to the parties’ intent. Any such invalid or unenforceable part or parts shall be severable from this disclaimer, or the validity of the part(s) in question in any other jurisdiction shall not be affected thereby.

Governing Law

This disclaimer is governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.

EU Gender Directive

Just Retirement Limited complies with the EU Gender Directive by relying on data published by CMI (http://www.actuaries.org.uk/knowledge/cmi/gender).