Equity release product providers

Just Retirement Solutions offers advice to customers via a panel of product providers. This panel is regularly reviewed to ensure that the products remain competitive and that they meet at least 98% of customer needs. We are also able to cater for out of the ordinary needs by accessing providers that do not form part of our panel.

The providers currently on our panel, all of who are members of the Safe Home Income Plans (SHIP) trade body, are:

• Bridgewater Equity Release – A leading provider of home reversion plans. It is a subsidiary of Grainger, the largest publicly quoted residential property owner in the UK.
• Just Retirement – Notable for offering unusually flexible lifetime mortgages which enable plan holders to withdraw what they like when they like, subject to very few restrictions. We only recommend the products of this sister company when they provide the most suitable option.
• Dunfermline Building Society – A specialist in plans offering regular income guaranteed for life in combination with an initial cash sum to meet the needs of those looking to increase their retirement income.
• Stonehaven – Particularly notable for providing an interest only mortgage, for those who need to release funds but who are able to service the debt initially.

As SHIP members each provider on our panel has a no negative equity guarantee which ensures that you will never end up owing more than the value of your property.