Weigh up the risks and benefits in using an investment-linked annuity.
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Disadvantages |
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If the value of your selected investment fund increases, so will your annuity income in retirement
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Investment-linked annuities have a much higher level of risk attached to them as they invest in the financial markets which can go down as well as up, affecting your income
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You can benefit from any strong performance in the financial markets
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If the financial markets do not perform well, you will receive less – sometimes substantially less depending on the investments you have opted for
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We would aways ask you to discuss your situation with a financial adviser.
If you don't have an adviser you could use Unbiased.co.uk to help you find one.
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