Ask the right questions to get your client a better annuity

You should always assume that your client will qualify for an enhancement to their annuity unless, by asking more questions, you can find out otherwise. We encourage all IFAs to dig a little deeper, ask the right questions and give all your clients the best posiible opportunity to improve their retirement income.

Some of your clients may not, on the face of it, be ill. However, it's important to consider their past medical history as well as current state of health. Often conditions which can be deemed 'minor' or which a client has suffered years ago can be overlooked but are important in delivering a better annuity income.

Just 5 minutes of questions could make a lifetime of difference

Asking questions about smoking, medication and hospitalisation can quickly establish if your client can be on the way to a better annuity rate.

Once your client's case is submitted to Just Retirement, we will asess the case immediately and give you a quote. We will also let you know if gathering more medical evidence could result in a better annuity rate.

Play 'The Advice is Right' - test your knowledge

'The Advice is Right' is an interactive game that helps you test your knowledge of the level of enhancement, over and above a non-underwritten annuity, that clients can potentially achieve based on their health and lifestyle. Play 'The Advice is Right' 

The game will open in a new window and is intended for use by intermediaries only. The scenarios presented are for illustrative purposes only.